Amazing Paper Dresses By 4-Year-Old Girl

There is no limitation for talent and passions!
This 4-Year-Old Makes Paper Dresses With Her Mom -- And They Keep Getting More Amazing

Source: huffingtonpost.

Do you get it?

Do you get it?

Six Simple Steps to Reduce Personal Debt

This is the real deal, because it is from Robert Kiyosaki.

Paying off your bad debt so you can build great wealth

When my first business failed, I ("Robert Kiyosaki") personally had over $1 million in debt that needed to be paid off. Those were hard times for Kim and me. For a short time we even lived in our car.

Having as much debt as we did, coupled with the emotions of losing my business, it would have been easy to roll over, get a good job, and give up on my dream of building a successful business. I’d be lying if I didn’t say it wasn't tempting.

Thankfully, we didn't give into that temptation. Instead we made a plan.

Using all we had learned about money and how it worked, we looked for great opportunities to build our asset column—and eliminate our personal consumer debt—bad debt. By implementing this plan, we were completely debt free within a few years and on our way to financial freedom.

The following are the six simple steps you can use to eliminate your personal debt. If you implement them, they will work.

Step #1 – Lock it down

If you have credit cards with outstanding balances, discipline yourself to use only one or two credit cards. Any new charges must be paid off in full every month. Do not incur any more long-term debt.

Step #2 – Up the ante

Come up with $150 to $200 extra per month. If you have a good financial education and understand how to have money work for you, this should be relatively easy to do. If you can’t generate an additional $150 to $200 per month, then your chances for financial freedom may only be a pipe dream.

Step #3 – Focus on one

Apply the additional $150 to $200 to your monthly payment on only one of your credit cards. You will now pay the minimum payment plus the extra money on that one credit card.

Pay only the minimum amount due on all other credit cards. Often people try to pay a little extra each month on all their cards, but those cards surprisingly never get paid off.

Step #4 – Keep it rolling

Once the first card is paid off, apply the total amount you were paying each month on that card to your next credit card. You are now paying the minimum amount due on the second card plus the total monthly payment you were paying on your first credit card.

Continue this process with all your credit cards and other consumer-credit debt. With each debt you pay off, apply the full amount you were paying on that debt to the minimum payment of your next debt. As you pay off each debt, the monthly amount you are paying on the next debt will escalate.

Step #5 – Go big

Once all your credit cards and other consumer debt are paid off, continue the procedure with your car and house payments. If you follow this procedure, you will be amazed at the shortened amount of time it takes for you to be completely debt-free. Most people can be debt-free within five-to- seven years.

Step #6 – Build your wealth

Now that you are completely debt-free, take the monthly amount you were paying on your last debt, and put that money toward investments. Build your asset column.

That’s how simple it is.

18 Ways to be more positive at work

Commute
Listen to  audio books, podcasts or inspirational music on your commute.

Arrive Early
Arrive early and focus on the tasks required today.

Emails
Avoid checking emails first thing. Focus on tasks in hand and periodically check emails through the day.

Time Usage
Are you making the most of your time? Focus efforts on what matters most.

Planning
Schedule your day and set out achievable objectives.

Break Times
Plan breaks into your day to allow recovery and re-focus on your tasks.

Meetings
Walking meetings help focus. Leave the meeting with clear and achievable objectives.

Health & Well Being 
Exercise is proven to reduce stress and the resulting feel good factor can boost your productivity, while leaving you in a healthy mindset

Pace Yourself
Rushing tasks will create more errors that inevitably you will have to re-do.

Be Positive
Infuse positive emotions into your work and colleagues and enjoy the contagious nature.

Support
Share your achievements with others and support the results of colleagues.

Compassion
Remain compassionate to negative colleagues. People are usually negative for a reason.

Collaboration
Never to be afraid to ask for help. Collaborate with others to achieve mutual goals.

Office Politics
Don't get bogged down in office politics. Focus on what is needed to move forward.

Boring Jobs
Bite the bullet and face mind numbing tasks head on.

Criticisms
Understand any criticism aimed at you and use the feedback to improve your work.

Holiday Days
Try different activities on your days off. Variety is the spice of life and leave you in a more positive mood.

Adapt
Business changes to survive. Make sure you are open and adaptable rather than resisting change.

Can you teach me?

As part of my quest to buy 2 first class flight tickets from Kuala Lumpur to London, I do thinking of passive income, part-time income, extra income, investment income, etc., apart from my full-time job.

Therefore, I have spend time in forums, and Facebook groups that related to these topics and hopping I could find the water tap of passive income soon. There, I meet all kind of people, the longer I involve, the more I have learn.

But sometimes, I just too frustrated, when I see somebody posted,

I decided to start online trading business, but I have no idea how it works at all, can you teach me?

I want to be some trading agent, and you guys can order from me, but.. before I start, can anyone introduce the supplier to me?

I got a piece of land, and I want to start McD immediately, can you help me to get the license? eh... actually how much should I prepare for this new business?

I want to start selling online, but I have no clue what to sell, can you tell me what is hot cake now?

Is this the side effect of the success of Google?
why don't they do some homework?
I have ask myself countless of times, why this kind of people appear in my quest journey?

But I think it is because the threshold of doing online business is too low and allowed amateur people who easy to give up, get to start easily. I don't mind competition, because it is natural in business world. But I really don't like people who come to the game, ruin the game, and then leave for good.

Now is my turn to ask,

I want to be rich fast, can you teach me?

How to get Content?

How to get content? this question properly to be the most asked for any blogger and yes, including myself.

Whenever I have questions, I always ask my best buddy online, the Mr. G, and Mr. G always give me some answers. Sometimes, it might be the most accurate one, but at least, it provides some indication.

And guest what? I found this article, "Seven content sources you didn't know you had". It is a good article and already gives me some indicator.

Summary of the article,
1. People power
2. An expert eye - I think I am able to do this, because I have been in programming for more than 15 years!
3. Location report - This sound possible as well
4. Read all about it - This is what I am doing in this post exactly.
5. Customer stories
6. Get your kit on
7. Maximise the content you produce

To read the article in full, http://www.the-cma.com/news/seven-content-sources-you-didnt-know-you-had

Time to Make a Turn.

It is not the end, just you need to make a turn.

I feel this in my heart recently, and I am letting this happen for quite a moment.
And recently, I picked up a book and try to get some idea.

My problem is to lead and manage a group of Gen-Y people.

There are 6 steps,
1. Establish top-down and bottom-up trust and expectation.
2. Establish horizontal trust and expectation among colleagues.
3. Share the small achievement to develop the feeling of efficacy.
4. Progressively increase the task difficulty, focus in teamwork experience, to develop the feeling of expectancy.
5. With self conscious, challenge difficulty, to develop confidence
6. Share the "Value-Goal-Principle"